Our Programs

We are Building Banks!


Global Fund for Widows is proud to introduce the WISALA- Widows’ Savings and Loan Associations, bringing innovative community banking solutions to the world’s most marginalized – WIDOWS. Through the development of WISALAs, widows around the world now can gain access to CAPITAL, CREDIT and SAVINGS.  In addition, through their ownership of the WISALA, widows are able to enjoy full agency of their financial futures.”

What is a WISALA?

WISALA – Widows’ Savings and Loan Association – is an innovation in financial product offerings to the world’s unbanked and underbanked population. Created specifically to offer financial access to widows and female heads of households, the WISALA allows previously unbanked widows to enter into group savings and loan associations by making an initial capital investment into their savings group, effectively capitalizing their small savings and loan institution. In return for the investment, the widows own shares in the bank, granting them co-ownership status. Once established, the Global Fund for Widows co-capitalizes the WISALA with a levered investment of 2:1 through a grant structure. This investment from Global Fund for Widows allows the WISALA and its owners to enjoy a large capital base from which the widows are able access for their micro-enterprise capital needs. The WISALA’s structure also provides opportunities for bank and share growth, as well as increased opportunities for re- investment.

Interested to learn more? 

Basic Needs

Global Fund For Widows provides funding to widows for urgent basic needs such as the procurement of essential medical assistance, medications, housing, and utilities such as gas, water, and lighting.

Educational Advancement Program

Global Fund For Widows invests in educating widows through basic literacy and math programs, or by providing the resources and encouragement needed to enroll them in public school programs. Global Fund For Widows also provides assistance in the education of widows’ children, thereby creating improved employment opportunities longer term.

Employment Program

Global Fund For Widows empowers widows to break the cycle of dependence by offering them access to the training, skills, and resources vital to facilitate their entry into the workforce. In addition, Global Fund For Widows offer access to employment services to help the widows find jobs and remain employed. Through partnerships, Global Fund For Widows is able to further these womens’ efforts by offering them Micro-Social Capital to help them expand their businesses.